Can eligible individuals who fail to join the Jeevan Jyothi Beema Yojana in the initial year join in subsequent years?

Yes, on payment of premium through auto-debit. New eligible entrants in future years can also join accordingly. However, for such subscribers, insurance benefit shall not be available for death (due to any cause other than accident) occurring during the first 45 days from the date of enrolment into the scheme.