Can I buy a LIC policy without the help of any LIC agent?
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Shailesh Kumar, Co-founder, Insurance Samadhan 
Answered on August 02,2022
Dear
No , all LIC plans can be bought through intermediaries only .
LIC has launched one Term plan under Direct model which you can buy directly .
Good agents are like Financial Doctors who suggest a plan after doing your need analysis .
Only good agents survive in the industry , other 90 % leave the agency within 3 years .
Hence look for an agent who has been there for more than 3 years .
Best wishes
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