Home |Student Loan |
Can I consolidate my mother's Parent PLUS loans, which were used for my education into my own direct loans that are eligible for the PSLF program?
Can I consolidate my mother's Parent PLUS loans, which were used for my education into my own direct loans that are eligible for the PSLF program?
Abbey Johnson, Helping with Student Loan Documentation
Answered on September 29,2023
Answered on September 29,2023
Nope. You cannot use federal loan consolidation to transfer loans to another borrower, and your mother is the borrower for the Parent PLUS loans. She would have to have PSLF-qualifying employment herself if she wanted to pursue that for discharge of her own Parent PLUS loan debt.
Guide
  Click here to get a detailed guide
Ultimate Guide on SAVE Plan - Payment Calculation, Interest, Forgiveness
Under the Saving on a Valuable Education (SAVE) plan, a single borrower who makes less than $15 an hour will not have to make any payments. Borrowers earning above that amount would save mor..  Click here to get a detailed guide