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Can I consolidate my mother's Parent PLUS loans, which were used for my education into my own direct loans that are eligible for the PSLF program?
Can I consolidate my mother's Parent PLUS loans, which were used for my education into my own direct loans that are eligible for the PSLF program?
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Abbey Johnson, Helping with Student Loan DocumentationAnswered on September 29,2023
Nope. You cannot use federal loan consolidation to transfer loans to another borrower, and your mother is the borrower for the Parent PLUS loans. She would have to have PSLF-qualifying employment herself if she wanted to pursue that for discharge of her own Parent PLUS loan debt.
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Ultimate Guide on SAVE Plan - Payment Calculation, Interest, Forgiveness
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