Home |Health Insurance | Can you please suggest a health insurance with a good  OPD cover and medicine cover also?

Can you please suggest a health insurance with a good  OPD cover and medicine cover also?

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Abhijith Vijay Abhijith Vijay, Health Insurance Expert (Seniors & Special Cases) verified
Answered on October 27,2022

Dear, Please know that 90% of OPD or Medicine Coverage plans are either so limited usage or over paid and in general is a sham. And personally I won’t recommend purchasing insurance based on this facility alone. You pay considerably a larger amount of premium for a limited OPD usage while the OPD expires every year if un-utilised.  

 

But to answer your question, one recommended  plan in this category is ‘Health Wallet‘ of HDFC ERGO. Highlights - (1) Unused amount carry forwards every year with an interest of 6%. (2) After 6 years the accumulated amount can be partially utilised for policy renewal (3) It covers dental expenses, consumables and even medical purchases like wheel chair, spectacles etc. 
 

For a personal consultation  feel free to Call 9809313161 (Abhijith’s Insurance Consulting)

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