How do I choose car insurance in India?
Shailesh Kumar, Co-founder, Insurance Samadhan
Answered on September 25,2021
Answered on September 25,2021
Steps to choose car insurance
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Look for a brand which is popular in city where you are going to drive .
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Claim settlement ratio
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Simplified claim process
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Road assistance
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Do not negotiate on premium , better to give more premium than suffer later
All companies have their geographical strength and you should choose brand as per geographic strength .
Related Questions
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Thankachan John
Rtd Motor Vehicles Inspector, Insurance Surveyor and Accident Investigator . Answered on November 30,2020My vehicle is of bharat stage 2. Can I get HSRP on registration? It was renewed on 30 06 2020.
No. Only new registeration vehicles get HSRP
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Thankachan John
Rtd Motor Vehicles Inspector, Insurance Surveyor and Accident Investigator . Answered on November 28,2020I got two wheeler NOC at Pune in 2017 for shifting to Chennai.For some reason, i was in chennai for two months later I moved back to Pune. So i didn't re-register. Now again I completely moved to Chennai and i want to re-register my bike here. My status of vehicle shows NOC issued. What is the procedure ?
Approach Rto chennai. Maybe you should pay late fee and additional Tax
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Thankachan John
Rtd Motor Vehicles Inspector, Insurance Surveyor and Accident Investigator . Answered on November 27,2020Whether Bank passbook (syndicate bank) can be used as an address proof for vehicle registration?
No.
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Thankachan John
Rtd Motor Vehicles Inspector, Insurance Surveyor and Accident Investigator . Answered on November 25,2020If not present the vehicle before the RTO officer, then can I renew my fitness certificate?
No. You should produce vehicle
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Thankachan John
Rtd Motor Vehicles Inspector, Insurance Surveyor and Accident Investigator . Answered on November 21,2020I have a 2016 model Ford Figo purchased in Kerala. I've shifted to Bangalore now. I have a NOC from the originally registered RTO for KA-50 passing. How must I go about to re register my vehicle and also apply for a tax refund from my originally registered RTO ?
The procedure will be similar to this. Please check the videos.
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Thankachan John
Rtd Motor Vehicles Inspector, Insurance Surveyor and Accident Investigator . Answered on May 24,2021What will be the tax for my bike which I am going to register in Kerala from Madhyapradesh , Vehicle : Yamaha RX100 ,1993 model? How it can be calculated ?
Only the usual 5 year tax-Rs.900/- if you get proper NOC.
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Thankachan John
Rtd Motor Vehicles Inspector, Insurance Surveyor and Accident Investigator . Answered on November 20,2020I am a differently-abled person with a right arm paralyzed (70%) ortho, (can't use the right arm for driving). I am having Maruthi Suzuki swift lxi manual transmission car. even without any alteration, I am able to drive it. I went to the time RTO and enquired about the provisions for having a driving license. he responded positively and assured me that there is provision for it in rules, first I have to obtain a medical certificate from a medical board certifying my ability to ride the vehicle, thereafter all things will be taken care of by the MVD. but when I approached the medical board for differently abled in tvm general hospital, they are denying me the certificate, as they are saying that even a person without two leg can have it but I can't. i don,t understand the logic behind this. What to do?
Convince the board, or challenge their decision at Court.
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Thankachan John
Rtd Motor Vehicles Inspector, Insurance Surveyor and Accident Investigator . Answered on May 24,2021What is the procedure to change the color of vehicle in the RC book, Kerala ?
Change colour, apply online "alteration of colour", produce the vehicle at RT office for inspection.
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Thankachan John
Rtd Motor Vehicles Inspector, Insurance Surveyor and Accident Investigator . Answered on November 14,2020My 2 wheeler is registered in Chennai. As I got shifted to Bangalore, I got NOC from Chennai for Bangalore. But I didn't register in Bangalore. Now I got transferred to Hyderabad. What is the the way to get the vehicle registered in Hyderabad?
Approach Chennai RT office and get NOC to Hyderabad
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Thankachan John
Rtd Motor Vehicles Inspector, Insurance Surveyor and Accident Investigator . Answered on November 02,2020I own a Maruthi WagonR car bought in Aug 2005.My car is now 15 years old .The vehicle was bought in Bengaluru. I wish to re register this car in Bengaluru RTO. How much I have to pay for re-registration ?
Rs.710 as renewal fee
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Thankachan John
Rtd Motor Vehicles Inspector, Insurance Surveyor and Accident Investigator . Answered on November 08,2020My vehicle's NOC got expired. How to renew it ?
Apply for new NOC, if not accepted as you did not submit it within the prescribed procedure
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Thankachan John
Rtd Motor Vehicles Inspector, Insurance Surveyor and Accident Investigator . Answered on October 24,2021Njaan ente car sold cheythu. Ella documents ente RTO office il submite cheythathu nerittu poyi submit cheythu. But epo online status nokkumbol issue of noc ennu kanikunnu. Entha cheyanda. I have sold the vehicle on 28th octber 2020. Enthagilum problem undo ?
It is the normal procedure. Wait and check status later
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