How to get an overdraft facility of INR 5000 from Pradhan Mantri Jan Dhan Yojana?

To become eligible for the overdraft facility,

• Your Jan Dhan Yojana account should be attached with the Aadhaar card.

• Jan Dhan account holder needs to maintain a healthy positive balance for the first six months and should do regular cash transactions and transactions through the RuPay debit card issued to him or her. If satisfied, the bank, in which the Jan Dhan account has been opened, would provide the account holder the overdraft facility of up to Rs 5,000, provided it’s an Aadhaar-linked account.

The overdraft facility may be used by the account holder by paying a nominal rate of interest.