How to get low cost health insurance?
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Abhijith Vijay, Health Insurance Expert (Seniors & Special Cases) 
Answered on October 27,2022
Search for health insurance plans in policy bazaar compare the plans and choose the lowest premium option.
But, do keep in mind 4 areas where you may struggle while doing so;
1) Always have an extra emergency medical fund ready with you. As you have to pay extra room rent, Co-payment, exceeded Sublimit, consumables cost and so on.
2) Claim settlements; lower premium plans has comparatively poor claim services which will make you rethink of this decision especially in case of reimbursement claims.
3) Critical Illness Treatment Limitation: you will not get coverage on most of the modern treatments when it comes to a critical illnesses.
4) Less Cashless-Hospitals; companies with low cost plans have tie ups with very less hospitals which means you will have to pay cash during discharge and work hard for reimbursements.
Or
Talk to a consultant, discuss your needs and get a decent coverage plan from a company with good settlement ratio. And live confidently.
For a free consultation contact 9809313161 (Abhijith’s Insurance Consulting)
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