Home |Insurance | I am a handicap person, and this disability exists since my birth.  My annual income is 4.5 lakh. I have tried to cover myself, but because of disability no company is ready to cover me.  They reject me at the stage of medical checkup. What should I do?

I am a handicap person, and this disability exists since my birth.  My annual income is 4.5 lakh. I have tried to cover myself, but because of disability no company is ready to cover me.  They reject me at the stage of medical checkup. What should I do?

Answer Notify Me - 1 Notifying - 2
Shailesh Kumar, Co-founder, Insurance Samadhan verified
Answered on December 07,2021

Insurance has a risk and underwriters accept the risk on the basis of facts given in Proposal Form .

So they shall not accept an undesirable risk . You need to create your own fund for any eventuality .

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