Home |Life Insurance | I need a Life Insurance cover of 1cr. Should I take up to 1cr including ADD ONs or should it be 1cr plus add ons? Should my total cover include add ons or exclude add ons?

I need a Life Insurance cover of 1cr. Should I take up to 1cr including ADD ONs or should it be 1cr plus add ons? Should my total cover include add ons or exclude add ons?

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Shailesh Kumar, Co-founder, Insurance Samadhan verified
Answered on January 31,2023

Dear 

Go for basic cover of Rs 1 crore which is guaranteed under all deaths .

You can add add ons like Accident Disability and Critical illness which increase scope of risk .

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