If I take a plan now and if I am not able to afford the plan for a higher premium, so after a few years can we take another term plan. Basically, can I take two plans?


Dear 

Yes , you can buy as many plans as you wish . But ensure that you are sharing details of all existing plans when you are applying for new .

Because underwriter would like to know that how much cover you have on your life to avoid moral hazard .

Hope this clarifies .

Shailesh 

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