Is it worth to avail term insurance with return of premium?


Kalyani Narayanan Kalyani Narayanan
Answered on December 17,2022

No, it is not.  If you look at the difference in premium of term life and term life with return of premium, you will find a big difference.  If you take the pure term life plan and take extra amount and invest yourself, you will get much more than just the money you would get as ‘return of premium’.  


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