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Pvt health insurance or public health insurance companies, which is better for more probability of claim settlement ?

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Abhijith Vijay Abhijith Vijay, Health Insurance Expert (Seniors & Special Cases) verified
Answered on November 09,2022

No doubt, Private insurers are the best. They are more customer centric. 
Better choose from companies with high claim settlement ratio, atleast 90+ and paying potential. HDFC ERGO, Care Health Insurance (previous Religare) etc are few examples. 
They even have plans with no room rent capping, no Sublimits, no copayments, complete coverage of consumables and even the patient food is covered. So effectively zero deduction in case of claims, so zero out of pocket payments. 
Saying this out of personal experience, servicing 350+ clients across South India for 6 years now. 
 

Feel free to call for a free consultation @ 9809313161 

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