Should I opt for Electrical Accessories while taking vehicle insurance?

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• 
  Shailesh Kumar
  

  Co-founder, Insurance Samadhan . Answered on November 26,2021
  I have seen Invoice Price as an addon while renewing vehicle insurance. What does that mean?
  Dear  In all normal cases , you take insurance on IDV ( Insured declared value ) which is calculated on ...
  
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• 
  Shailesh Kumar
  

  Co-founder, Insurance Samadhan . Answered on February 09,2022
  What is Loss of Personal Belongings addon while taking vehicle insurance?
  If you have a comprehensive car insurance then you can buy a rider by paying additional premium of approx ...
  
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• 
  Shailesh Kumar
  

  Co-founder, Insurance Samadhan . Answered on February 01,2022
  What is Paid Driver Cover addon while renewing vehicle insurance?
  Dear, Paid driver cover rider is critical if you hire services of a driver . As per workman compensation, you ...
  
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• 
  Shailesh Kumar
  

  Co-founder, Insurance Samadhan . Answered on November 06,2021
  What is Unnamed Passenger PA Cover addon while renewing vehicle insurance?
  Dear You can add insurance cover on named passenger in your vehicle by paying Rs 50 to Rs 100 extra ...
  
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• 
  Thankachan John
  

  Rtd Motor Vehicles Inspector, Insurance Surveyor and Accident Investigator . Answered on November 30,2020
  My vehicle is of bharat stage 2. Can I get HSRP on registration? It was renewed on 30 06 2020.
  No. Only new registeration vehicles get HSRP
  
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• 
  Thankachan John
  

  Rtd Motor Vehicles Inspector, Insurance Surveyor and Accident Investigator . Answered on November 28,2020
  I got two wheeler NOC at Pune in 2017 for shifting to Chennai.For some reason, i was in chennai for two months later I moved back to Pune. So i didn't re-register. Now again I completely moved to Chennai and i want to re-register my bike here. My status of vehicle shows NOC issued. What is the procedure ?
  Approach Rto chennai. Maybe you should pay late fee and additional Tax
  
  1 0 193
• 
  Thankachan John
  

  Rtd Motor Vehicles Inspector, Insurance Surveyor and Accident Investigator . Answered on November 27,2020
  Whether Bank passbook (syndicate bank) can be used as an address proof for vehicle registration?
  No.
  
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• 
  Thankachan John
  

  Rtd Motor Vehicles Inspector, Insurance Surveyor and Accident Investigator . Answered on November 25,2020
  If not present the vehicle before the RTO officer, then can I renew my fitness certificate?
  No. You should produce vehicle
  
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• 
  Thankachan John
  

  Rtd Motor Vehicles Inspector, Insurance Surveyor and Accident Investigator . Answered on November 21,2020
  I have a 2016 model Ford Figo purchased in Kerala. I've shifted to Bangalore now. I have a NOC from the originally registered RTO for KA-50 passing. How must I go about to re register my vehicle and also apply for a tax refund from my originally registered RTO ?
  The procedure will be similar to this. Please check the videos.
  
  1 0 607
• 
  Thankachan John
  

  Rtd Motor Vehicles Inspector, Insurance Surveyor and Accident Investigator . Answered on May 24,2021
  What will be the tax for my bike which I am going to register in Kerala from Madhyapradesh , Vehicle : Yamaha RX100 ,1993 model? How it can be calculated ?
  Only the usual 5 year tax-Rs.900/- if you get proper NOC.
  
  1 0 96
• 
  Thankachan John
  

  Rtd Motor Vehicles Inspector, Insurance Surveyor and Accident Investigator . Answered on November 20,2020
  I am a differently-abled person with a right arm paralyzed (70%) ortho, (can't use the right arm for driving). I am having Maruthi Suzuki swift lxi manual transmission car. even without any alteration, I am able to drive it. I went to the time RTO and enquired about the provisions for having a driving license. he responded positively and assured me that there is provision for it in rules, first I have to obtain a medical certificate from a medical board certifying my ability to ride the vehicle, thereafter all things will be taken care of by the MVD. but when I approached the medical board for differently abled in tvm general hospital, they are denying me the certificate, as they are saying that even a person without two leg can have it but I can't. i don,t understand the logic behind this. What to do?
  Convince the board, or challenge their decision at Court.
  
  1 0 101
• 
  Thankachan John
  

  Rtd Motor Vehicles Inspector, Insurance Surveyor and Accident Investigator . Answered on May 24,2021
  What is the procedure to change the color of vehicle in the RC book, Kerala ?
  Change colour, apply online "alteration of colour", produce the vehicle at RT office for inspection.
  
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