What happens if i reduce my IDV to save on insurance premium?

Related Questions

• 
  Thankachan John
  

  Rtd Motor Vehicles Inspector, Insurance Surveyor and Accident Investigator . Answered on November 09,2020
  In the commercial vehicle RC book, it is mentioned articulated vehicle.What is that ?
  Trailer
  
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• 
  Thankachan John
  

  Rtd Motor Vehicles Inspector, Insurance Surveyor and Accident Investigator . Answered on November 20,2020
  I am a differently-abled person with a right arm paralyzed (70%) ortho, (can't use the right arm for driving). I am having Maruthi Suzuki swift lxi manual transmission car. even without any alteration, I am able to drive it. I went to the time RTO and enquired about the provisions for having a driving license. he responded positively and assured me that there is provision for it in rules, first I have to obtain a medical certificate from a medical board certifying my ability to ride the vehicle, thereafter all things will be taken care of by the MVD. but when I approached the medical board for differently abled in tvm general hospital, they are denying me the certificate, as they are saying that even a person without two leg can have it but I can't. i don,t understand the logic behind this. What to do?
  Convince the board, or challenge their decision at Court.
  
  1 0 102
• 
  Thankachan John
  

  Rtd Motor Vehicles Inspector, Insurance Surveyor and Accident Investigator . Answered on January 04,2021
  I want to change my name in RC. I tried online. Message shows vehicle is active in more than one rto/ state. "Alert!!Vehicle registration status found active in more than one RTO/ State, Please contact respective RTO for de-activation of vehicle registration as per your requirement". What is this ?
  You must go to RT office.
  
  1 0 3763
• 
  Thankachan John
  

  Rtd Motor Vehicles Inspector, Insurance Surveyor and Accident Investigator . Answered on February 07,2021
  I paid my fine through online and there is no other pending charges. But still my vehicle was in the blacklist. What should be my further step ?
  Contact RTO and give the receipt number. They can close it
  
  1 0 458
• 
  Thankachan John
  

  Rtd Motor Vehicles Inspector, Insurance Surveyor and Accident Investigator . Answered on January 31,2021
  I am planning to sell my scooter. My insurance will expire soon. What should I do? I have to renew it and sell it or will they renew it after selling it?
  To do the transfer of ownership, the insurance should be valid in the name of RC owner.
  
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• 
  Thankachan John
  

  Rtd Motor Vehicles Inspector, Insurance Surveyor and Accident Investigator . Answered on January 31,2021
  What will be the road tax for converting commercial vehicle to private ? Assuming that model is 2015 and the ex-showroom price as 8.25 lacs.
  You need to approach the RT Office to get the exact amount.
  
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• 
  Thankachan John
  

  Rtd Motor Vehicles Inspector, Insurance Surveyor and Accident Investigator .
  What precautions should the buyer of new vehicle take ?
  Please check this video.
  
  1 0 15
• 
  Thankachan John
  

  Rtd Motor Vehicles Inspector, Insurance Surveyor and Accident Investigator .
  What will be the effect of Vehicle scrappage policy on vintage vehicles?
  You can check this video to get detailed information about it.
  
  1 0 20
• 
  Indian Highways Management Company Limited
  

  Answered on April 23,2023
  I have a fast tag issued by paytm bank, after initial use i recharged it through my ICICI Bank account. Money got deducted but its not showing when my vehicle cross the toll. So I have to recharge again with paytm. What I have to do to get my amount back which got deducted by icici bank?
  The unsuccessful recharge though gets refunded within 7 working days to the account but if the mentioned TAT is ...
  
  1 0 506
• 
  Thankachan John
  

  Rtd Motor Vehicles Inspector, Insurance Surveyor and Accident Investigator . Answered on May 24,2021
  മഞ്ഞ നമ്പർ പ്ലേറ്റ് വാഹനം വെള്ള നമ്പർ പ്ലേറ്റ് ലേക്ക് മാറ്റുന്നതിന് എന്ത് ചിലവ് വരും. വാഹനം 2013  മോഡൽ ടാക്സി കാർ ആണ് . 2013 മുതലുള്ള ഉള്ള ടാക്സ് വെള്ള നമ്പറിലേക്ക് മാറുമ്പോൾ അടക്കേണ്ടി വരുമോ? അഥവാ  നിലവിലുള്ള വർഷം മുതൽ മുതൽ RC കാലാവധി അവസാനം വരെയുള്ള ടാക്സ് അടക്കണമോ ഒന്നും ക്ലിയറായി ആരെങ്കിലും പറഞ്ഞുതരുമോ
  You need to surrender the permit if any and apply online for conversion of the vehicle. You will be ...
  
  1 0 10
• 
  Thankachan John
  

  Rtd Motor Vehicles Inspector, Insurance Surveyor and Accident Investigator . Answered on May 24,2021
  ഒരു വണ്ടിയുടെ രജിസ്റ്റർഡ് ഓണർ മരണപെട്ടാൽ ആ വണ്ടി അദ്ദേഹത്തിന്റെ വീട്ടുകാർക്ക് ഓണർഷിപ് change ചെയ്യാതെ ഉപയോഗിക്കുന്നത് കൊണ്ട് കുഴപ്പമുണ്ടോ?
  There are procedures prescribed as per MV Act & Rules. You need to inform the death to the registering ...
  
  1 0 88
• 
  Thankachan John
  

  Rtd Motor Vehicles Inspector, Insurance Surveyor and Accident Investigator . Answered on May 24,2021
  വാഹനങ്ങളുടെ ഇൻഷുറൻസ്,ടാക്സ്, ഹെൽമറ്റ്, സീറ്റ് ബെൽറ്റ് etc.ചെക്കിംഗ് യഥാർത്ഥത്തിൽ പോലീസിന്റെ ഡ്യൂട്ടി ആണോ.അതോ ട്രാഫിക് ഡിപ്പാർട്ട്മെന്റിന്റെയോ?
  MVD & Police are law enforcement agencies.
  
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