What is eligibility criteria for Pradhan Mantri Fasal Bima Yojana ?

All farmers including share croppers and tenant farmers growing notified crops in the notified areas are eligible under this scheme

Notified Crops

The Scheme can cover all the Crops for which past yield data is available and grown during the notified season, in a Notified Area and for which yield estimation at the Notified Area level will be available based on requisite number of Crop Cutting Experiments (CCEs) being a part of the General Crop Estimation Survey (GCES).

Notified Area

Notified Area is the Unit of Insurance decided by the State Govt. for notifying a Crop during a season. The size of the Unit of Insurance shall depend on the area under cultivation within the unit. For major crops, the Unit of Insurance shall ordinarily be Village/Village Panchayat level and for minor crops may be at a higher level so that the requisite number of CCEs could be conducted during the notified crop season. States may notify Village / Village Panchayat as insurance unit in case of minor crops too if they so desire.

Compulsory Component

All farmers availing Seasonal Agricultural Operations (SAO) loans from Financial Institutions (i.e. loanee farmers) for the notified crop(s) would be covered compulsorily.

Voluntary Component

The Scheme would be optional for the non-loanee farmers.

COMPULSORY COVERAGE: The enrolment under the scheme, subject to possession of insurable interest on the cultivation of the notified crop in the notified area, shall be compulsory for following categories of farmers:

Farmers in the notified area who possess a Crop Loan account/KCC account (called as Loanee Farmers) to whom credit limit is sanctioned/renewed for the notified crop during the crop season.

AND

Such other farmers whom the Government may decide to include from time to time.

VOLUNTARY COVERAGE: Voluntary coverage may be obtained by all farmers not covered in COMPULSORY COVERAGE above, including Crop KCC/Crop Loan Account holders whose credit limit is not renewed.