Why is my spouse’s income taken into consideration for SAVE Plan of Student loan? These are my loans, not hers.


The government considers you one entity for tax purposes and you get the benefits of such from a tax perspective. If you want to waive such benefit, you can file separately and next year their income will be disregarded.


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Guide

Ultimate Guide on SAVE Plan - Payment Calculation, Interest, Forgiveness

Under the Saving on a Valuable Education (SAVE) plan, a single borrower who makes less than $15 an hour will not have to make any payments. Borrowers earning above that amount would save mor..
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