How to apply for Antyodaya Yojana?

Deen Dayal Antyodaya Yojana (DAY) aims to uplift the urban poor folks by enhancing sustainable livelihood opportunities through skill development. Keeping in view the objective of make in India, Skill Development is essential for socio economic betterment. Deen Dayal Antyodaya Yojana was launched under the Ministry of Housing and Urban Poverty Alleviation (HUPA).

Benefits

Following are the  benefits of DAY.

 Employment through Skill Training and Placement - An expenditure of Rs.15, 000 per person is allowed on training of urban poor which is Rs.18, 000 in North-East and J&K. Moreover, Training urban poor to meet the enormous demand from urban citizens by imparting market-oriented skills through City Livelihood Centers.

Social Mobilization and Institution Development - It will be done through formation of Self-Help Groups (SHG) for training members and hand holding, an initial support of 10, 000 is given for each group. Assistance of Rs.50, 000 is provided to Registered Area Level Federations.

Subsidy to urban poor - An interest subsidy of 5% - 7% for setting up individual micro-enterprises with a loan of up to 2 lakh and for group enterprises with a loan limit of up to Rs.10 lakhs.

Shelters for urban homeless - Cost of construction of shelters for urban homeless is fully funded under the Scheme.

Other means - Development of vendor markets and also the promotion of skills for the vendors through setting up infrastructure and special projects for the rag picker and differently abled etc.

Components

 The Antyodaya Yojana scheme has two components, one for urban India and another for rural India.

• The Urban component named Deen Dayal Antyodaya Yojana will be implemented by the Ministry of Housing and Urban Poverty Alleviation.

• The rural component named Deen Dayal Upadhyaya Grameen Kaushalya Yojana will be implemented by the Ministry of Rural Development.

Features of Antyodaya Yojana

Features of Antyodaya Yojana are listed below.

• Universal Social Mobilisation - At least one woman member from each identified rural poor household, is to be brought under the Self Help Group (SHG) network in a time bound manner. Special emphasis is particularly on vulnerable communities such as manual scavengers, victims of human trafficking, Particularly Vulnerable Tribal Groups (PVTGs), Persons with Disabilities (PwDs) and bonded labour. NRLM has devised special strategies to reach out to these communities and help them graduate out of poverty.

• Participatory Identification of Poor (PIP) - The inclusion of the target group under NRLM is determined by a well-defined, transparent and equitable process of participatory identification of poor, at the level of the community. All households identified as poor through the PIP process is the NRLM Target Group and is eligible for all the benefits under the programme. Target Group is identified through the Participatory Identification of Poor (PIP) method. The NRLM Target Group (NTG) derived through the PIP is de-linked from the BPL.

• Community Funds as Resources in Perpetuity - NRLM provides Revolving Fund (RF) and Community Investment Fund (CIF) as resources in perpetuity to the institutions of the poor, to strengthen their institutional and financial management capacity and build their track record to attract mainstream bank finance.

• Financial Inclusion - NRLM works on both demand and supply sides of financial inclusion. On the demand side, it promotes financial literacy among the poor and provides catalytic capital to the SHGs and their federations. On the supply side, the Mission coordinates with the financial sector and encourages use of Information, Communication & Technology (ICT) based financial technologies, business correspondents and community facilitators like ‘Bank Mitras’. It also works towards universal coverage of rural poor against risk of loss of life, health and assets. Further, it works on remittances, especially in areas where migration is endemic.

• Livelihoods - NRLM focuses on stabilizing and promoting existing livelihood portfolio of the poor through its three pillars –  ‘vulnerability reduction’ and ‘livelihoods enhancement’ through deepening/enhancing and expanding existing livelihoods options and tapping new opportunities in farm and non-farm sectors; ‘employment’ - building skills for the job market outside; and ‘enterprises’ - nurturing self-employed and entrepreneurs (for micro-enterprises).

• Convergence and partnerships

• Convergence: NRLM places a high emphasis on convergence with other programmes of the MoRD and other Central Ministries. Convergence is also sought with programmes of state governments for developing synergies directly or indirectly with institutions of the poor.

• Partnerships with NGOs and other CSOs: NRLM has been proactively seeking partnerships with Non-Government Organizations (NGOs) and other Civil Society Organizations (CSOs), at two levels - strategic and implementation.  The partnerships are guided by NRLM’s core beliefs and values, and mutual agreement on processes and outcomes. Partnership guidelines to partner with NGOs, CSOs have been finalized and approved this year.

• Linkages with PRIs: In view of the eminent roles of Panchayat Raj Institutions (PRIs), it is necessary to consciously structure and facilitates a mutually beneficial working relationship between Panchayats and institutions of the poor, particularly at the level of Village Panchayats. Formal platforms would be established for regular consultations between such institutions and PRIs for exchange of mutual advice, support and sharing of resources.

Mission Achievements

Given below are the achievements of DAY National Rural Livelihood Mission (NRLM)

• Women mobilised in the Self Help Group (SHG) crossed 6.3 crores.

•  58 lakh SHG promoted.

• Capitalisation support crossed 8194 crore.

• INR 2.5 lakh Community Resource Persons.

• INR 2.35 lakh Crore Bank loans accessed (last 5 years)

• 63 lakh women farmers in farm Livelihoods.

• 63699 enterprises in Start Up Village Entrepreneurship Programme.

• In Rural Self Employment Training Institutes 32.9 lakh youth trained, and 22.4 lakh settled.

• In Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDUGKY) 9.4 lakh youth trained, 5.82 lakh placed.