Shramashakti Scheme - Karnataka

Under the Shrama Shakti Scheme, the objective is to develop the traditional skills, to continue in the same business or to start a small business or to improve their businesses, religious minority community entrepreneurs will be trained in artistic and technical skills, and provide a loan of Rs. 50,000/- with 4% rate of interest, to be paid in 36 installments.  

Eligibility Criteria for Shrama Shakti Scheme

Following are the eligibility criteria for Shrama Shakti Scheme.

• Applicants must belong to the State Religious Minority Community.

• The applicant must be a permanent resident of the State.

• The age limit of the applicant is 18 to 55 years.

• The annual income of the family from all sources shall not exceed Rs. 6.00 lakh per annum

• No member of the applicant's family shall be an employee of the State/Central/ Government PSU

• The applicant should not have availed any loan from KMDC.

Documents Required for Shrama Shakti Scheme

Following documents are required for Shrama Shakti Scheme.

• Online application

• Beneficiary's latest 2 passport size photos

• Caste and income certificate

• Copy of Aadhaar card

• Project report of the business

• Copy of Bank Passbook

• Self-Declaration Form

How to Apply for Shrama Shakti Scheme in Karnataka?

Follow the below steps to apply for Shrama Shakti Scheme in Karnataka.

• Visit the KMDC Karnataka Portal.

• Click on ‘E-Services’ under ‘Online Application’.

• Select ‘Shrama Shakti Yojana’ from the various schemes given.

• Click on ‘Apply Online’.

• Enter your mobile number.

• You will receive an OTP on the entered mobile number. Enter the OTP.

• An application form will open on your screen. 

• Fill the application form.

• Upload the required documents.

• Click on ‘Submit’.

How to Track Application Status for Shrama Shakti Scheme in Karnataka?

Follow the below steps to track application status for shrama shakti scheme.

• Visit the KMDC Karnataka Portal.

• Click on ‘E-Services’ under ‘Online Application’.

• Click on ‘Track Status’.

• Select the option under ‘Track by’ section.

• Mobile number

• Registration id

• Enter your mobile number/ registration id.

• Enter your Date of birth. 

• Click on ‘Track Status’.

How to Repay Loan for Shrama Shakti Scheme in Karnataka?

Follow the below steps to repay loan for shrama shakti scheme in Karnataka.

• Visit the KMDC Karnataka Portal.

• Click on ‘E-Services’ under ‘Online Application’.

• Click on ‘Repay Loan’.

• Select loan details.

• Select the year loan sanction.

• Loan Sanctioned after 2021-22

• Loan Sanctioned before 2021-22

• You can also search your loan account by entering the registration id/mobile number.

• Click on ‘Search Loan Account’.

Selection Panel for Shrama Shakti Scheme in Karnataka

The selection panel for shrama shakti scheme in Karnataka is-

• Concerned MLA of the respective Assembly Constituency - Chairman

• Member of the Legislative Council who is a permanent resident in the Taluk – Vice-Chairman.

• Concerned Taluk Tahsildar - Member

• Executive Officer of the concerned Taluk Panchayat - Member

• Concerned District’s Lead Bank Manager - Member

• Concerned District Joint Director, Commerce and Industry - Member

• Concerned District Deputy Directors, Women and Child Welfare Department- Member

• Concerned District Manager, Karnataka Minority Development Corporation- Member Secretary

References

While crafting this guide, we have consulted reliable and authoritative sources, including official government directives, user manuals, and pertinent content sourced from government websites.

Shrama Shakti KMDC